Eligibility

A minimum of 3 non-related full time employees must be enrolled.
Sole Proprietors, Partnerships or Corporations that file appropriate government forms.
Place of business must be other than a place of residency.
Must have a bank account under company name.

Full-time, working a minimum of 24 hours per week. If an employer’s group medical plan uses a different definition of a full-time employee, the same definition may be used for the dental plan. However, in matching the medical plan, the minimum numbers of hours must be at least 20 hours per week.
An Employer/Employee relationship must exist.
Husband & Spouse when employed by the same employer are each covered as employees. Children will be covered under the parent with the earlier birth date in the calendar year.
Employees NOT eligible are: 1) Contract Workers, 2) Commission Sales People [1099], 3) Seasonal or Part-time Workers. Union employees covered under a collective bargaining agreement may be covered.

The employee’s spouse, who is not legally separated and is not a member of the Armed Forces.
The employee’s children (including step children, legally adopted children and foster children) who are declared as dependents on the employee’s federal income tax return, providing they are unmarried, minimum of age 4 and under age 19 (extended to age 25 if a full-time student at an accredited institution of higher education).

3 Employees must enroll or 15% of total eligible employees whichever is the greater.